DCʼs Home Purchase Assistance Program (HPAP)

What is it?

HPAP, the Districtʼs homegrown downpayment assistance program, provides up to
$44,000 for first-time, low and moderate income home buyers. Downpayment
assistance is critical for low and moderate income DC residents as saving enough for a
downpayment, especially in DCʼs expensive housing market, is one of the largest
impediments becoming a homeowner.
In addition to the financial assistance, HPAP recipients . . . → Read More: DCʼs Home Purchase Assistance Program (HPAP)

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Testifying at City Council!

Future affordable homeowners and HPAP recipients give testimony at City Council.

Yesterday, the DC City Council Committee on Housing & Workforce Development held its annual budget hearing for fiscal year 2013. As affordable housing for District residents remains distant from Mayor Gray’s vision for the city, cuts were made to two essential city housing . . . → Read More: Testifying at City Council!

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Almost every American receives a subsidy in some form or owes some benefit from one.

Housing subsidies were especially instrumental in creating the white middle class after the Second World War. American soldiers returning from war were welcomed home with generous aid from the GI Bill of Rights, guaranteeing access to education and housing.

But these guarantees were meant almost exclusively for the benefit of whites. Preexisting federally sanctioned racist FHA and . . . → Read More: Almost every American receives a subsidy in some form or owes some benefit from one.

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Don’t treat America’s homeless as criminals

Braving America without a home has always been hard. Now it’s becoming a crime. A recent survey of 234 cities by the National Law Center on Homelessness and Poverty found that on nearly every front, municipalities are cracking down on the homeless: 24% prohibit begging, 22% prohibit loitering and 16% say it’s illegal to sleep in . . . → Read More: Don’t treat America’s homeless as criminals

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Official Affordable Condo Legislation!

Wonderful news Advocates!  We have a draft of the proposed legislation to assist distressed ADU owners.  The key components of the bill are:

 (a) DHCD may grant a hardship waiver to resale restrictions for homeowners residing in Affordable Housing Units financed in whole or in part by DHCD.  If granted, the homeowner may rent the unit at . . . → Read More: Official Affordable Condo Legislation!

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HPAP- DC’s Homegrown Tool

In a recent Washington Post Article “In D.C. loan program, mortgage defaults abound”, the District’s homegrown down payment loan program, HPAP, was painted a massive failure that purposely sets low-income residents up for failure.  This couldn’t be further from the truth. The article takes the facts about high delinquency rates out of the context, comparing the . . . → Read More: HPAP- DC’s Homegrown Tool

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Washington Post article on Affordable Condo issue

An article came out yesterday in the Washington Post about the Affordable Condo issue (rising condo fees coupled with 20 year resale/rental restrictions in market-rate condo buildings) that all of you have been involved in since Fall 2011. Please read the article at http://www.washingtonpost.com/local/affordable-housing-zones-rules-are-an-affront-to-kings-dream/2012/01/15/gIQABEsq1P_story.html. You’ll notice that there is a storm of varying opinions in the comments section, . . . → Read More: Washington Post article on Affordable Condo issue

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Free Housing Advocacy Training

The Coalition for Nonprofit Housing and Community Development, as part of the Housing for All campaign, is offering a free 5-week housing advocacy training. The training will be held on Wednesdays 6:30-8:30pm at Jubilee Housing (1631 Euclid Street NW). See the training schedule below:

January 18 – Advocacy Basics
January 25 – Telling your story
February 1 – Giving . . . → Read More: Free Housing Advocacy Training

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WAMU Coverage of Affordable Condo Issue

WAMU reporter Elahe Izadi wrote today about the situation of affordable condo owners who were integrated into market-rate condo buildings and the current issue of escalating condo fees that are making their units unaffordable, and the City-imposed resale and rental restrictions that are locking some of these owners in their units. One thing not covered in the . . . → Read More: WAMU Coverage of Affordable Condo Issue

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Affordable Condo Owners Speak

Check out the stories of 3 Affordable Dwelling Unit (ADU) owners across Northwest DC who were integrated into market-rate condo buildings through agreements between the DC government and various developers. Their concerns, which are similar to those of the over 110 ADU owners living in market-rate buildings across the city, range from rising condo fees that . . . → Read More: Affordable Condo Owners Speak

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